HRA Calculator Online






One helpful tool for figuring out how much House Rent Allowance (HRA) you can claim as a tax exemption under Section 10(13A) of the Income Tax Act is an HRA calculator. If you're a salaried individual living in rented accommodation, this tool can help reduce your taxable income legally.

By inputting your wage, the amount of rent you pay, and your place of residence, you may use the house rent allowance calculator to rapidly find the exempt amount of HRA. This is especially helpful during tax filing or while planning your finances.

Whether you're a first-time filer or a working professional trying to calculate HRA deduction, the calculator is designed to give accurate and instant results without manual effort. It takes into account all necessary factors including dearness allowance (if applicable), basic salary, rent paid, and whether you live in a metro or non-metro city.

Using the calculate HRA online tool is the simplest way to know HRA exemption eligibility.


How Does the HRA Calculator Work?

The online HRA exemption calculator uses the lowest of the following three to determine the exempt component:

Actual HRA received

50% of basic salary (for metro cities) or 40% (for non-metros)

Rent paid minus 10% of basic salary

Input the relevant salary details and rent figures to find out your exempt and taxable HRA.


Frequently Asked Questions:


1. Can I claim HRA if I live with parents and pay rent?
Yes, but you must have valid rent receipts and your parents must show the rental income in their tax returns.
2. Is PAN of landlord mandatory?
Yes, if the annual rent paid exceeds ₹1,00,000, you must provide your landlord’s PAN.
3. Can I claim both HRA and home loan benefits?
Yes, if your own house is in another city or under construction and you're living on rent.
4. How is metro vs non-metro classification determined?
Metro cities include Delhi, Mumbai, Kolkata, and Chennai. All others are non-metros.
5. Is HRA applicable for self-employed individuals?
No, HRA is a component of salaried income. However, self-employed individuals can claim rent under Section 80GG.