Sip Calculator

Amount of SIP Investment (₹): Expected Rate of Return (% P.A.) : Duration of SIP (Years): Frequency of SIP:

Amount of Lumpsum Investment (₹): Expected Rate of Return (P.A.) %: Duration of Lumpsum (Years):

The future value of your mutual fund investments made through a Systematic Investment Plan (SIP) can be estimated with the use of an online tool called a SIP calculator.. Whether you're a new investor or someone fine-tuning a financial strategy, a SIP calculator tool simplifies your planning by showing how regular investments can grow over time with the power of compounding.

This tool is especially useful for long-term financial planning, such as wealth creation, retirement goals, or saving for education. By entering a fixed monthly amount, expected annual return rate, and investment duration, the SIP future value calculator gives you the estimated returns at maturity.

There are also more specific calculators like the step up SIP calculator, which adjusts your contribution over time, and the SIP withdrawal calculator, which helps you plan partial withdrawals without affecting your goal.

Whether you’re looking for the best SIP plan calculator, or want to assess your SIP portfolio calculator results, this tool ensures that you have a clear picture of your investment’s future potential.

How Does the SIP Final Value Calculator Work?

The formula used by most advanced SIP calculators is:

FV = P × [((1 + r)^n – 1) / r] × (1 + r)

Where:

FV = Future Value

P = Monthly investment amount

r = Rate of return per month (annual rate ÷ 12 ÷ 100)

n = Total number of months

To compute returns using this SIP calculator online, simply enter the monthly SIP amount, estimated return rate, and investment tenure.

Frequently Asked Questions:

1. What is a SIP?

A SIP (Systematic Investment Plan) allows you to invest a fixed amount in mutual funds regularly, usually monthly.

2. Can SIP calculators predict exact returns?

No, they provide an estimate based on assumed rates of return. Actual returns may vary.

3. What is a step-up SIP calculator?

It calculates returns if you increase your SIP amount periodically, helping you stay on track with rising income or goals.

4. How do I use a SIP withdrawal calculator?

It helps you assess how partial withdrawals affect your overall SIP maturity value.

5. Is the SIP portfolio calculator useful for multiple SIPs?

Yes, it helps track the combined future value of all your ongoing SIPs across different funds.

Learn from our experts!

Place your trust on someone who has been building products for 10 years now.

Write to Us